Securing financing is just one part of getting into a new home. ReMax Professionals is experienced at aiding both new and experienced buyers alike in all areas of real estate. Contact us if your needs include a professional REALTOR® experienced at the business side of real estate.


ReMax Professionals can help you apply for a new home loan in Denver.

When buying a home, applying for financing is very stressful for a lot of people, but it doesn't have to be. I have close relationships with several mortgage lenders in Denver, and they've helped me recognize a few things that make the loan application process much easier.

1 – Put together a list of questions regarding your loan program

If you don't totally comprehend the advantages and disadvantages of the various programs, make sure to bring a list of questions. It is hard to understand the differences between fixed and adjustable rate mortgages. I or one of my trusted lenders will assist you in understanding the advantages and disadvantages of each.

2 – Decide when to lock

When you lock in an interest rate, your lender is sure to hold to the interest rates for the loan – often at the time the loan application is received. By floating the rate, you can lock the rate at any time between the day you apply for the loan and closing. Those who elect to float believe that interest rates will dip in the near future. Click here to see the outlook for the next 90 days of interest rates.

3 – Determine if you want to pay additional points to reduce your rate

Generally you can decide to pay additional points to lower the rate of your loan. Every point is 1 percent of the mortgage loan and is payable in cash at the time of closing. Click here to use our points calculator. This tool will help you determine if buying points is right for you.

4 – Gather your paperwork

Obtaining a loan requires lots of paperwork, so you should spend some time getting all your documentation together. Click here to preview common questions you'll have to answer on a loan app.
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